Recently, a lot of advice has appeared on how to earn and spend correctly. Many of these recommendations not only do not work but lead to the opposite result.   There are also really useful tips: for example, how to save on utilities or how to save without denying yourself the main thing. But those recommendations, which will be discussed later, are more likely to harm than to benefit. Don’t Take Loans It is worth doing otherwise if you have a really good goal, and not a desire to buy a new phone. You can buy a cheap car ...Read more

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